ISO 24366:2021 金融サービス — 自然人識別子 (NPI) | ページ 2

Foreword

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This document was prepared by Technical Committee ISO/TC 68, Financial services, Subcommittee SC 8, Reference data for financial services.

Introduction

Identification of natural persons for the purposes of provision of financial services has specific applications for protecting the personal data of the employees of financial services firms, allowing these firms to respond to the requirements of regulation without exposing personal information and giving regulators a privacy-protected way to identify beneficial owners, among other use cases.

Benefits include straight-through processing savings, the ability to monitor systemic risk across jurisdictions and, more importantly, the ability to protect citizens' personal information during the provision of services while responding to regulatory requirements.

This document fulfils the needs of the global financial services industry and the regulatory community for natural person identification. Its key provisions are that it:

• enables unique identification globally of natural persons requiring an identifier;
• defines a natural person identifier (NPI) code that contains no embedded intelligence;
• defines an NPI code that is interoperable with other standards and existing reference data and can be applied globally to support the financial services industry;
• leverages the expertise of ISO/TC 68 in defining and maintaining identifier standards;
• defines an NPI scheme that is reliable and an NPI code that is persistent;
• defines an NPI scheme that is extensible and free from limitation on use and redistribution.

Already existing national NPIs might not be applicable in cross-border transactions. The NPI defined in this document intends to close this gap, allowing a co-existence of national identifiers and the international NPI.

1 Scope

This document specifies a machine-readable, unambiguous natural person identifier (NPI) and the relevant reference data to uniquely identify the natural person relevant to any financial transaction rather than the personal identifying information.

2 Normative references

The following documents are referred to in the text in such a way that some or all of their content constitutes requirements of this document. For dated references, only the edition cited applies. For undated references, the latest edition of the referenced document (including any amendments) applies.

3 Terms and definitions

No terms and definitions are listed in this document.

ISO and IEC maintain terminology databases for use in standardization at the following addresses:

Bibliography